Add a second lock · Lesson 4 of 11

Two-Step Verification: Add a Second Lock to Your Accounts

Turn on two-step verification, starting with your email, pick the strongest kind on offer, and know what to do with a prompt you did not start.

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In this lesson, you will add a second lock to your accounts, called two-step verification. With it, a stolen password alone is no longer enough to get in. It takes a few minutes per account, and it is one of the most useful things you can do to protect yourself online.

A second proof after your password

Two-step verification asks for a second proof after your password, like a tap or a code on your phone. You may also see it called two-factor authentication or multi-factor authentication. They mean the same idea.

Here is why it works. A stolen password can be copied and sold again and again. Your phone cannot. So someone who has only your password reaches the second step and gets no further.

A fan of copied password cards, each with a red price tag, and an arrow to an example card, Second proof, showing a phone with a Tap button, a hidden code and a blue tick. A pill says A password can be copied. Your phone cannot.(opens the full-size picture)
Copies of a password are easy to sell; your phone is not.

Start with your email

Start with your email, because most of your other accounts send their password reset links there. Then add it to your password manager, which holds the keys to everything else.

To find it, look in the account’s security settings. It is sometimes called by another name, such as two-factor authentication.

Number 1, Email, linked to faded Shopping, Bank and Social accounts, and number 2, Password manager. An example Security settings card shows a Two-step verification switch turned on, with the note Also called two-factor authentication.(opens the full-size picture)
Email first, then your password manager: look in the security settings.

Five kinds of second step, strongest first

Not every second step is equally strong. Here are the five common kinds, from strongest to weakest:

  1. Passkeys and security keys. With a passkey, your phone checks your face, fingerprint or PIN. A security key is a small key for your keyring that you plug in or tap.
  2. App prompts. Your phone shows a message, and you tap to approve the sign-in.
  3. Authenticator codes. An authenticator app on your phone shows a short code that you type in.
  4. Text message codes. A code is sent to your phone number.
  5. Email codes. A code is sent to your inbox.

What makes the top ones stronger? A fake sign-in page can ask for a code and pass it on to the real site while you watch. Passkeys and security keys don’t work on a fake site, so there is nothing to pass on.

A ladder from Strongest to Weakest, with the top three steps filled in: 1 Passkey and Security key, 2 App prompt, 3 Authenticator code. Beside it, an example fake page with a red outline sends a typed code along a red arrow to Someone else.(opens the full-size picture)
A code is just a number, so a fake page can collect it.

Still, any second step is better than none. If an account offers only text codes, turn them on today. You can switch to something stronger when the account offers it.

The full ladder from Strongest to Weakest: 1 Passkey and Security key, 2 App prompt, 3 Authenticator code, 4 Text code, 5 Email code, with a crossed-out None below. A pill says Any second step beats none, and an example setting shows Text codes switched on, with Only text codes? Turn them on.(opens the full-size picture)
Even the bottom of the ladder is far better than no second step.

Keep your backup codes

Your account may also give you backup codes when you turn on two-step verification. They let you sign in if your phone is lost, replaced or out of signal. Each code usually works once.

Print them, or store them somewhere safe, away from your phone. A set saved only on the phone disappears with it. And if anyone asks you for a backup code, that request is the warning sign.

A printer icon and a printed sheet labelled Backup codes, set apart from a phone. A blue pill says Keep them away from your phone.(opens the full-size picture)
Backup codes only help if you can reach them when your phone is gone.

A prompt you did not start

Imagine your phone asks you to approve a sign-in, but you are not signing in. That means someone is trying to get in, usually with your real password. They may send prompt after prompt, hoping you tap Approve by mistake or just to make it stop.

Tap Deny, however many times it asks.

A stack of example prompts asking Is this you signing in?, with Approve and a highlighted Deny button. A phone is tagged Not signing in, and a dashed red line links it to Someone else, who holds Your real password. A pill says Didn't start it? Tap Deny.(opens the full-size picture)
A prompt you did not start means someone else has your password.

A code you did not ask for

A sign-in code you did not ask for is the same warning. Never share a code with anyone, even someone who says they are from support. A real company does not need you to read it out.

Either way, prompt or code, change that account’s password. Your second lock did its job, but the first one is no longer secret.

A phone shows an example message, Your sign-in code, with a hidden code, tagged Didn't ask for it. An example stamp says Never share a code. Beside it, a password being reset, with a pill that says Change that password.(opens the full-size picture)
Keep the code to yourself, then change the password.

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In this lesson, you will add a second lock to your accounts, called two-step verification. With it, a stolen password alone is no longer enough to get in.

After your password comes a second proof, like a tap or a code on your phone. A stolen password can be copied and sold endlessly. Your phone cannot.

Start with your email, because most of your other accounts send their password reset links there, and then your password manager. Look in the security settings, where it is sometimes called two-factor authentication.

Here are the five common kinds of second step, strongest first. At the top are passkeys, where your phone checks your face, fingerprint or PIN. And security keys, small keys for your keyring.

Next come app prompts, which you tap to approve. Then authenticator apps, which show a code to type in. But a fake sign-in page can ask for a code and pass it on.

Below those are text message codes, and last, email codes. Still, any second step is better than none. If an account offers only text codes, turn them on today.

Your account may also give you backup codes. They let you sign in if your phone is lost or replaced. Print them, or store them safely, away from your phone.

Imagine your phone asks you to approve a sign-in, but you are not signing in. Someone is trying to get in, usually with your real password. Tap Deny, however many times it asks.

A code you did not ask for is the same warning. Never share a code with anyone, even someone who says they are from support. Either way, change that account's password.

So, choose the strongest second step on offer, keep your backup codes, and deny any prompt you did not start. Today, turn on two-step verification for your email account. Next, you will meet passkeys, a way to sign in with no password to steal.